Overdraft Protection

Your LGFCU Share, Money Market, Open-End Personal Loan, Home Equity, additional Checking and a LGFCU Visa may be used to provide overdraft protection for your LGFCU Checking Account.

Your limit of protection extends to the maximum amount of credit available and/or the balance of your deposit account.

• The funds are transferred in increments of $50.00. For a home equity account it's $500.
• There is a $0.50 fee for all transfers, which is charged to the checking account.
• Overdraft transfers are limited to no more than six per month from a Share or Money Market account.
• Overdrafts exceeding six per month will be charged a fee equal to the current insufficient funds fee.
• Repeated excess transfers may cause the loss of overdraft privileges.