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The Money Management Account for Teens

It’s your money—let Zard help you make the most of it!  If you’re 13 to 19 years old and you having money coming in, a Zard Account will help you reach your goals. If you are currently an LGFCU member or are eligible for membership, you can open a Zard Account.

Deposit Accounts

Z-Shares - With a $25 deposit, become an LGFCU member with your Z-share account. Your Share Account is a savings account that earns interest.

Z-Checking Account* - Are you ready to have more control over your money? Z-Checking is the next step. Features include:

  • No minimum deposit
  • Earns interest
  • Low $1 monthly fee
  • Write up to 50 checks per month
  • Overdraft protection
  • First box of checks free
  • Parent or legal guardian must be account co-owner for teens ages 13-17
* You must have a parent or legal guardian to be co-signer if you are age 13-17.

Zard Card - This is the ultimate card for the busy teen! The Zard Card lets you withdraw money from ATMs or make purchases at many businesses. The Zard Card is your ticket to Internet and telephone services.

Telephone and Internet Service - With a Zard Card and a preselected three-digit password, you can access your accounts 24 hours a day, 365 days a year by phone or personal computer.

  • By phone, call 800.328.4543 from anywhere in the United States and reach our 24-Hour Voice Response Service.
  • By computer, visit www.lgfcu.org and log on to MemberConnect.



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